Insurance Policy
The Importance of Travel Insurance
It is always wise to purchase travel insurance when you pay your holiday deposit in order to protect yourself against some of the things which can happen unexpectedly, which might mean that you cannot travel, such as injury, death or illness.
Travel insurance can offer peace of mind should things go wrong on your holiday, such as an unexpected medical emergency, or the loss or theft of your belongings.
This is why Isles of Scilly has partnered with Voyager Insurance Services an award winning provider of travel insurance, to bring you a highly flexible and competitively priced range of travel insurance solutions.
Cover is available for UK & EEA Residents of Cyprus, France, Germany, Italy, Malta, The Netherlands, Portugal, Republic of Ireland and Spain.
Cover is available for cancellation and curtailment including cancellation cover as a result of COVID-19, emergency medical expenses including additional travel and accommodation expenses in respect of COVID-19, baggage, travel delay, missed departure, personal accident and much more.
Premiums (including Insurance Premium Tax) start from*:
- £24.17 for travellers aged 18 to 49 years
- £28.44 for travellers aged 50 to 59 years
- £31.28 for travellers aged 60 to 64 years
- £61.15 for travellers aged 65 to 69 years
Premiums are available for travellers aged 70 plus
* based on 7 days travel
We have discounts for families (kids go free)
There is no upper age limit
Policy Summary
- Choice of 3 Levels of Cover - Standard, Prime and Black
- Medical Expenses - Up to £10 million
- Cancellation - Up to £10,000
- Holiday Financial Protection - Up to £3,000
- Personal Possessions - Up to £3,500
- Disruption - Up to £1,000
- Abandonment - Up to £10,000
- Personal Liability - Up to £3 million
- 24 Hour Medical Assistance Helpline
- Comprehensive Sports and Activities Cover
Please note that when you click on the ‘get a quote’ link you will be taken to the Voyager Insurance website where you will be able to purchase your travel insurance. Voyager Insurance will collect your premium and issue your policy.
Eligibility requirements:
To be eligible to purchase these insurance products you must be at least 18 years of age, resident in the United Kingdom, Channel Islands, Isle of Man or European Economic Area (EEA) and registered with a medical practitioner in your home country. For full details please read the policy wording by clicking the 'view policy wording' button in the policy summary box above.
Important Information for Customers with Serious Medical Conditions - For UK Residents Only
The Money and Pensions service (MaPs) has developed a directory of specialist travel insurance to ensure customers with pre-existing medical conditions are easily able to obtain access to affordable travel insurance. If we are unable to help you and you are struggling to find medical cover that suits your needs, due to a serious medical condition, you may find a company that can help you through the MaPs travel insurance directory https://traveldirectory.moneyadviceservice.org.uk/en or by calling 0800 138 7777 - Monday to Friday, 8am – 6pm.
Arranging Your Own Travel Insurance
There are many different travel insurance policies available, and you are welcome to make your own arrangements. We would, however, ask that you check the cover carefully to ensure that it meets your needs.
Whatever you decide, we suggest that you take a copy of your policy with you, and make sure that you are aware of who you need to contact in the case of a medical emergency. It is a good idea to put the emergency telephone numbers shown in the policy into your mobile phone.